Insurance

**Joined:** Sat Oct 02, 2004 9:37 pm **Posts:** 677

i have been quoted by adrian flux for a 1.5 323f, they said they would insure me for 900 quid, at my age thats cheap, considering gettin a 1.8 instead, tesco who i thought were cheap quoted me 1600 quid for a 1.5, all i need to do is sell my rover 414 and then u can get one. SHIBBY!!!!

**Posted:** Wed Oct 06, 2004 7:12 pm

Norwich Union are supposed to be pretty good for young drivers - or so I've heard.

M

**Posted:** Wed Oct 06, 2004 7:14 pm

Elephants never forget!!! I tried Elephant.co.uk 3rd Party F T and was quoted £612 on a 15.glx, That was £90 Cheaper than Admiral, Churchill on the other hand quoted me £1252, all this with 2 years no claims and two fault claims in 3 years.

**Joined:** Mon Sep 13, 2004 3:01 pm **Posts:** 29

Adrian Flux sorted me out with Link for £920 fully comp.

23 years old, no no claims, been driving under my mams insurance for 22 months.

1.5 323 GXi, only mod is non-standard 15" alloys - cheapest quote besides them was £1300 through elephant, nearest tesco got was £1600.

Quite bizzare, tesco appeared to be the cheapest around for all my mates, but couldnt get near that quote.

**Posted:** Thu Oct 07, 2004 8:48 am

THe 'f is group 11 insurance... thats quite high!

On eof the regulars in the pub has a lexus IS200 which is only group 10! what the f***?!!

**Joined:** Thu Jun 10, 2004 7:38 am **Posts:** 2226

i pay 750 for my insurance, 1.5i tpft.

17 yrs old, with pass plus, nowrich union

Arty

**Posted:** Thu Oct 07, 2004 9:14 am

Lol I pay 1200 with Churchill, 1 Fault claim, 19. Ridiculous!

**Posted:** Thu Oct 07, 2004 9:36 am

I pay £500 fully comp. 25, 6 years no claims. sweet....

**Posted:** Thu Oct 07, 2004 10:09 am

£790, third party f&t... But covered for alloys, £250 ice! With Adrian Flux... 19 with 1 years no claims.

Unfortunately, limited mileage (3k miles) :oops:

On a 1.8 as well by the way

**Posted:** Thu Oct 07, 2004 11:52 am

i pay about 1300 i think thats fully comp on everything bodykit wheels ice i have declared every mod to my insurance. I am with Liverpool vic with 1yncb but live in liverpool which makes my premium sky high

oh forgot to mention im 21 and my car is a 1.5

**Posted:** Thu Oct 07, 2004 12:16 pm

im with norwich union as well.im 20 with a 1.5 Lxi i have no nc but i have a pass plus i paying £820 tpft before mods, without pass plus they wanted £1600 tpft, nearest anyone else got was £1655!!!!!!! pass plus is well worth the £120 it cost me although i have had my license for 3 years.

**Posted:** Thu Oct 07, 2004 1:13 pm

[quote="Shaggy"]I pay £500 fully comp. 25, 6 years no claims. sweet....[/quote]

Ooooh, that'll go up after next weekend!!! :wink:

[color=red][b]Mark[/b][/color]

**Posted:** Thu Oct 07, 2004 1:31 pm

Ye I know Mark.....dont remind me!! :cry:

Ben

**Joined:** Sat Oct 02, 2004 9:37 pm **Posts:** 677

ok i looked on autotrader.co.uk and looked at 3 cars
a 1.5, 1.8 and a 2.0L, i got there reg numbers just for insurance quotes, im 19 years old been driving for just under 2 yrs, 0 no claims bonus.

the quotes were as follows

1.5 900 quid
1.8 800 quid
2.0 1800 quid

strange, anyway im tryin to get a 1.8 now, i currently have a rover 414si which i pay 1800 quid for, so i might get a 2.0, i think ill get the 1.8 tho.

im goin to get another quote for a 1.8 just to make sure.

**Posted:** Thu Oct 07, 2004 6:53 pm

This is all good sh*t. i just goes to show that Insurers just make the figures up as the go along....

**Posted:** Thu Oct 07, 2004 6:59 pm

so who is going to put a spread sheet together to find out who is the cheapest insurer and then approach them for a club discount............????????
Can you imagine the insurance companies eye if we could persuade them to take on the clubs 387 users to sign with them cause they offer a discount....... :idea:

**Joined:** Sat Oct 02, 2004 9:37 pm **Posts:** 677

im gettin a quote for a 1.8executive now, just waiting for a reply, ill let you know when i get it back

**Posted:** Mon Oct 11, 2004 6:34 pm

I just been quoted £777 by Adrian Flux fully comp.... Thats for a 1.5 intrigue with mods (powerflow exhaust and jetex induction kit)... age 20 with 3 years no claims

**Joined:** Wed Aug 11, 2004 7:59 pm **Posts:** 11

Im 23, with Norwich Union, only 1 years no claims and mine is £550 guys, by the looks thats pretty good! Thats also with all mods declared on my 1.5, but then...I do have pass plus (recommend that to anyone within 12months of passing, Norwich union said that halved my premium!!!!

**Joined:** Thu Jun 10, 2004 7:38 am **Posts:** 2226

yeh pass plus halfed my premium with norwich union, though i have been seeing these adds on the TV latley that say they check with loads of insurers to see who is the cheapest and then promise to beat it by 10%

i'll note the url next time i see the add.

Arty

**Posted:** Sun Oct 17, 2004 12:42 pm

lucky to all of you guys i just got caught speeding recently! damn!

**Posted:** Sun Oct 17, 2004 5:06 pm

22 years old with 3years NCB and£770 fully comp with adrian flux and all mods are declaired.

**Posted:** Sun Oct 17, 2004 6:47 pm

anyone checked out liverpoolvictoria.com compnay called frizzell does insurance there knocked 100 quid off my direct line price!!

**Posted:** Sun Oct 17, 2004 9:39 pm

30, 4 years NCB (an absolute miricale!!) protected.
ZXi with all mods declared: £383 with Adrian Flux.

£300 Excess though!! (apparently standard amount with the insurance Co. they brokered the quote from)

Tescos were next best with £450 and £125 excess.

Liverpool Victoria just gave up halfway through the quote when they asked me what else I had been offered - guy sounded very depressed! :roll:

More Than were exactly that; MUCH more than!!

Didn't try Norwich Union as they 'quoted me absolutely-f@cking- HILARIOUS last time'

Guess SOMEone has to pay for all their TV ads!

**Joined:** Sat Oct 02, 2004 9:37 pm **Posts:** 677

ok, i got another quote from adrian flux. im 19 with NCB, and for a 1.8 executive 323f they would insure me for 1800, but if i wait till im 20 in january then they will insure me for 900 quid, bit of a drop, so im goin to wait till january, gives me time to save up some cash and get a looked after car with low miles.

**Posted:** Mon Oct 25, 2004 6:20 pm

Well I got home tonight to find my insurance renewal on my door mat.

I'm amazed!

Adrian Flux want an extra £3 (YES JUST £3) on top of last years
premium - giving me a new total of £340 fully comp! That's bearing in mind they know of all the modifications, but at a week away from 32 I s'pose I could be considered old!!!!

Maybe they've heard Maisy spends more time in the garage being
fixed, than she does on the road!!!!! :lol:

**Posted:** Mon Oct 25, 2004 7:31 pm

lol thats a good price mate, unfortunately am still paying £600 cos I wrote off a car 2 years ago, (over £10k worth of damadge) still got full protected no claims tho

- so maybe next year mine will come down. Ohh its a ZXI too

**Joined:** Sat Oct 02, 2004 9:37 pm **Posts:** 677

ok just got some more insurance quotes from adrian flux.

a 1.8 i would get insured for £930
a 2.0 v6 i would get insured for £1600

thats cheap for my age, but i have to wait untill im 20, which is january.

my mate has a 1.3 escort, he insures that for £1600, im goin for a 2.0 v6.

**Posted:** Sat Nov 13, 2004 4:26 pm

im 17 (18 in jan 05') pass plus, currently doing my I.A.M test, im with norich union on my own policy, im paying about £1200 arfter the 48% the pass plus takes off. the I.A.M takes a further 20% off i think. for the re-newal in jan the quoted me about £890? not bad.

**Joined:** Sat Oct 02, 2004 9:37 pm **Posts:** 677

im goin to get a 2.0, with as little mileage as possible, how much would a good one cost?

Insurance

Who is online