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Club323F :: View topic - insurance
Club323F
http://www.club323f.com/forum/

insurance
http://www.club323f.com/forum/viewtopic.php?f=18&t=4634
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Author:  deep2005 [ Thu Jul 28, 2005 3:44 pm ]
Post subject:  insurance

Who are u all with? im only 17 and want to get insurance on my name, as now im on my mums, but im getting quotes for up £4000!!! :(

Author:  m0053 [ Thu Jul 28, 2005 4:54 pm ]
Post subject: 

all i can say is, get quotes of as many people as you possibly can, i normally have a day off work to sort mine out cos i tend to find that a lot of places will quote similar amounts, with the odd stupidly high one and then (normally one cos i tend to take it then) a good one.

when i was 18, i had to pay about £1700 for TPFT on a fiesta. but it only comes down after that.

Author:  Lee-Anne [ Thu Jul 28, 2005 5:00 pm ]
Post subject: 

I have found Admiral Elephant or Diamond have been pretty cheap for me but I dunno coz your younger my 1st insurance when I was about that age was with a company called Express but was for a 1.4 Renault Clio my Mazda with mods cost about 410 I think thats with me and mitch im 21 hes 23 and ive only been driving a year but have 3 years no claims

Author:  Snoop [ Thu Jul 28, 2005 7:00 pm ]
Post subject: 

Im 17 and am driving a 1.8 under my mums name, costing me 1100. Best quote i could get for me as main driver was 2200 with directline but didnt have that much cash. if i get through this year without hitting someone then i could insure it next year for 1700 but ill prob stay on my mums name for another few years :)

Author:  Lee-Anne [ Thu Jul 28, 2005 7:12 pm ]
Post subject: 

You should start with a lower engine with your own insurance then you will build up no claims bonus then when you have a few years of no claims and driving experience get a faster car will be cheaper to insure.

I got a quote for an Vauxhall Astra Turbo when im 26 with me and mitch itll only be 384 :-) so im waiting til im about that age and looking for a much faster car!! Even though I had a dream last night we sold mitchs car and bought me a Skyline!!

Author:  Dai [ Thu Jul 28, 2005 7:41 pm ]
Post subject: 

hey lee-anne - you got it lucky your female ;) :P (think diamond only insure women :S )

good luck getting cheap insurance on a 1.8 at the age of 17!!!!!! even a 1.5 will be very very high :bounce: :thumbright:

Author:  Lee-Anne [ Fri Jul 29, 2005 9:51 am ]
Post subject: 

Im not sure if the still only do they used to be really expensive well for me anyway but I think they have joined with Elephant and Admiral now so they are all roughly the same

Yeah I think insurance for a 1.5 Mazda will be expensive enough at that age!

Author:  DaddyDave [ Fri Jul 29, 2005 10:34 am ]
Post subject: 

www.elephant.co.uk
Put you Ma and Da as second named drivers and watch your quote go down.

Author:  Toe [ Fri Jul 29, 2005 10:53 am ]
Post subject: 

[color=blue]Sort of online search thingy for price guides could be of help: [/color][url]http://www.moneysupermarket.com/[/url][color=blue] used that to decrease my insurance by £70 this year, still gotta change it actually, only couple weeks to go.
Just to upset you youngsters...[/color] :blackeye: [color=blue]this year for my 24valve fully comp will cost me £250, but then again, it is because I'm 33, and have 15 years no claims [/color] :colors: [color=blue]
My first car (white Ford Escort 1100cc estate-you may laugh, estate, but very handy if you ain't got a bed!!)(wink, wink, nudge nudge lol!!) [/color] [color=blue]was over £300 TPF & T when I was 18........[/color]

Author:  jh1806 [ Fri Jul 29, 2005 10:59 am ]
Post subject: 

Mine is 1000 fully comp, was 18 when i took out the policy, with 1year NCB. 700 next year! woo!

Author:  deep2005 [ Fri Jul 29, 2005 11:52 am ]
Post subject: 

i keep getting stupid quotes :( i dont wanna loose my pride and joy, but i need to build my no claims :(

Snoop-who are you with?

Author:  Dan323f [ Fri Jul 29, 2005 2:23 pm ]
Post subject: 

I've got a 1.5 GXI and after what left like forever getting quotes, i went with tesco £1,600 a year. but now i've got a years no claims it's shot down to £1,000, although it is as a named driver.
There's always a way.

Author:  fil_auto [ Fri Jul 29, 2005 3:18 pm ]
Post subject: 

Sky Insurance or Adrain Flux are the way forward if modded or going to be modded.

Phil :compress:

Author:  Dai [ Fri Jul 29, 2005 7:01 pm ]
Post subject: 

[quote] Sky Insurance or Adrain Flux are the way forward if modded or going to be modded.

Phil [/quote]

plus gold card members get discount with these guys ;)

i paid over a grand tpft as a 20 year old on a 1.5 with no claims. its harsh at first

Author:  Snoop [ Fri Jul 29, 2005 7:13 pm ]
Post subject: 

Im with Directline. what im doing is staying on my mums name till im about 21 then hopeing my premium will have dropped and i can insure it as me as main. wish ide never got this car cause the insurance is a killer :( but i only payed 800 for it so i couldnt resist

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